Finanse, Rynki Finansowe, Ubezpieczenia

Wcześniej: Zeszyty Naukowe Uniwersytetu Szczecińskiego. Finanse, Rynki Finansowe, Ubezpieczenia

ISSN: 2450-7741     eISSN: 2300-4460     DOI: 10.18276/frfu.2016.4.82/2-63
CC BY-SA   Open Access 

Lista wydań / 4/2016 (82) cz. 2
The Impact of Financial Governance on Profitability in Jordanian Commercial Banks (During the Period 2004–2013)
(Wpływ ładu finansowego na rentowność banków komercyjnych w Jordanii (w okresie 2004–2013))

Rok wydania:2016
Liczba stron:25 (723-747)
Słowa kluczowe: rentowność banki komercyjne zarządzanie finansami
Autorzy: Abdul Nafea Al Zararee

Ola Sinno

Abstrakt

Celem przeprowadzonego badania było poznanie zakresu zastosowania zasad ładu finansowego w jordańskich bankach komercyjnych oraz zmierzenie wpływu tych zasad na rentowność banków z zastosowaniem niektórych narzędzi zarządzania finansami, takich jak dźwignia finansowa, stosunek kredytów do depozytów, adekwatności kapitałowej do depozytów, marża zysku netto i wskaźnik pokrycia. Badaniem objęto trzynaście jordańskich banków komercyjnych. Próba badawcza obejmuję trzy banki komercyjne o małym, średnim i dużym poziomie kapitałów w latach 2004–2013. Do analizy danych wykorzystano program SPSS. Dane finansowe zaczerpnięto z raportów rocznych badanych banków, zamieszczonych na stronach internetowych giełdy papierów wartościowych w Ammanie. W badaniu wykorzystano metodę wydobywania metadanych. W celu sprawdzenia rozkładu normalnego danych zastosowano odchylenie standardowe. Ponadto, wykorzystano również macierz korelacji Pearsona i testy stabilności danych. Na koniec zastosowano prostą regresję liniową, analizę wieloraką i przetestowano wpływ składnika losowego.
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