Europa Regionum

ISSN: 1428-278X    OAI    DOI: 10.18276/er.2018.34-08
CC BY-SA   Open Access 

Issue archive / t. 34 2018
Finanse gospodarstw domowych w perspektywie zmian technologicznych - gospodarstwa domowe 4.0
(Household 4 .0. Household Finance Against the Background of Technological Changes)

Authors: Agnieszka Wiśniewska
Uniwersytet Szczeciński Wydział Zarządzania i Ekonomiki Usług Katedra Bankowości i Finansów Porównawczych
Keywords: household personal finance Internet banking
Year of publication:2018
Page range:11 (87-97)
Klasyfikacja JEL: D14 G21 O31
Cited-by (Crossref) ?:


Economy 4.0 is related first of all to broadly understood development and technological progress, especially in the field of IT solutions. The omnipresent technology impacts on the functioning of every market entity - from the state, through international and domestic corporations, to households. It is a known fact that a household is the oldest and the most common entity in the economy. Household members, too, on a daily basis significantly influence the functioning of the economy 4.0. Modern technologies, understood as the latest software, as well as high-class electronic equipment, accompany households in almost every age range. They also affect the relationship between households and various types of institutions, including financial ones. Are modern technologies going to make a significant impact on the relationships between people(households) and banks? Are technological achievements going to allow to eliminate bank branches completely? And what are the preferences of Polish households when it comes to the use of electronic banking? Based on conducted research, the author of the article attempts to answer these and similar questions on the functioning of households in economy 4.0.
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